The short answer
Twelve Data's cheapest paid plan in 2026 is Grow from $29/month for 55 API credits per minute. Every paid plan comes in three credit levels: Grow $29, $49 or $79, Pro $99, $149 or $229, and Ultra $329, $499 or $999 a month, with 17% off annual billing. The free Basic plan gives 8 API credits per minute and 800 per day across real-time US equities, ETFs, forex and crypto.
Twelve Data's cheapest paid plan in 2026 is Grow from $29/month for 55 API credits per minute, and every paid plan is sold at three credit levels: Grow runs $29, $49 or $79 a month, Pro $99, $149 or $229, and Ultra $329, $499 or $999 — verified on 2026-10-18 against the vendor's own pricing page1. The free Basic plan gives 8 API credits per minute and 800 per day, covering real-time US equities, ETFs, forex, and crypto across 3 markets12. Pricing is metered in per-minute API credits, not flat request counts, so a richer endpoint can consume more than one credit per call. Model the true monthly cost for your symbol universe with the Data Vendor TCO.
TL;DR
| Plan | Monthly | Annual (per mo) | API credits/min | WebSocket credits | Daily cap | Markets |
|---|---|---|---|---|---|---|
| Basic (free) | $0 | $0 | 8 | 8 trial | 800/day | 3 |
| Grow | $29 / $49 / $79 | $24 / $41 / $66 | 55 / 144 / 377 | 8 trial | Unlimited | 27 |
| Pro | $99 / $149 / $229 | $82 / $124 / $191 | 610 / 987 / 1,597 | 500 / 1,000 / 1,500 | Unlimited | 76 |
| Ultra | $329 / $499 / $999 | $274 / $416 / $832 | 2,584 / 4,181 / 10,946 | 2,500 / 5,000 / 10,000 | Unlimited | 85 |
All prices, credit levels, and limits verified 2026-10-19 against twelvedata.com/pricing1. Annual billing is shown as -17% on the page1.
Each plan comes in three sizes
The pricing page leads with each plan's largest credit level (Grow at $79, Pro at $229, Ultra at $999), which is why some guides call $79 the entry price. It is not: the same page sells every plan at three credit levels, and its plan data lists Grow from $29/month for 55 API credits per minute1. Pick the plan for the features and markets it unlocks, then the credit level for your request rate:
- Grow: 55, 144 or 377 credits/min for $29, $49 or $79 a month ($24, $41 or $66 billed annually)1.
- Pro: 610, 987 or 1,597 credits/min plus 500, 1,000 or 1,500 WebSocket credits, for $99, $149 or $229 a month ($82, $124 or $191 annually)1.
- Ultra: 2,584, 4,181 or 10,946 credits/min plus 2,500, 5,000 or 10,000 WebSocket credits, for $329, $499 or $999 a month ($274, $416 or $832 annually)1.
Free Basic tier: 8 credits/min, 800/day
The free Basic plan is more usable than most freemium data tiers. It allows 8 API credits per minute and 800 credits per day, with 8 trial WebSocket credits for evaluation12. Coverage is real-time data for US equities, ETFs, forex, and cryptocurrencies, spanning 3 markets12. The WebSocket trial permits one concurrent connection and up to 8 subscribed symbols2. That 800/day budget supports a real, if modest, daily scan: a 50-symbol watchlist refreshed several times a day fits, while a fast wide universe does not. For evaluation before paying, Basic is enough to test the endpoints you need.
What each paid plan unlocks
The plans differ in coverage and features, not only credits1:
- Grow. 27 markets, real-time US stocks, end-of-day global equities and ETFs, commodities and fundamentals, and no daily limit1.
- Pro. 76 markets, real-time EU market data, delayed Australian data, fixed income and mutual-fund NAVs, and WebSocket credits1.
- Ultra. 85 markets, internal non-display data access, mutual-fund and ETF metrics, analysis data, a 99.95% SLA and a dedicated customer success manager1.
Paid plans drop the 800/day cap to unlimited daily, so the per-minute credit rate becomes the real constraint1. Annual billing takes 17% off any paid plan1.
How credits work
Twelve Data meters usage in API credits per minute, not raw request counts1. Lightweight endpoints cost one credit; heavier endpoints (multiple symbols, certain fundamentals, or wide time series) can cost more credits per call. The practical effect: size your plan against credits, not call count. A job that makes 300 calls a minute can still exceed Grow's top level of 377 credits/min if some calls are multi-credit. WebSocket access is metered as a separate credit pool on Pro and Ultra1. Confirm the exact credit cost of the endpoints you call before committing to a level.
Student discount and business plans
Twelve Data offers students 20% off any plan for 12 months, applied after eligibility verification3. The students page states the percentage and duration but does not publish a fixed dollar price, so the discounted figure depends on the plan and level you pick3. There is also a separate business pricing track for team and high-volume use, listed on the business pricing page rather than the individual page1. For a single developer, the individual Basic-to-Ultra ladder is the relevant set.
Which plan to pick
- Evaluating for free? Basic (8 credits/min, 800/day) covers real-time US equities, forex, and crypto for testing12.
- A daily scan beyond 800 calls? Grow at $29 (55 credits/min), stepping up to $49 or $79 as your rate grows1.
- Real-time EU coverage or WebSocket streaming? Pro, from $99 for 610 credits/min and 500 WebSocket credits1.
- High-volume production with an SLA? Ultra, from $329, with the 99.95% SLA1.
Verified engine output
The block below runs the Finance MCP Directory filtered to A-graded MCP servers, the cleanest market-data sources to wire into an agent. It shows which data-source servers grade highest when you connect a pricing API like Twelve Data into an LLM pipeline. The output is computed live from the shipped bundle, not typed by hand.
Connects to
- Data Vendor TCO: annualized cost for your own universe and resolution.
- Finance MCP Directory: MCP servers for market-data sources.
References
Footnotes
-
Twelve Data. "Individual Pricing" (plan cards, comparison table and plan data: Grow 55/144/377 credits at $29/$49/$79, Pro 610/987/1,597 at $99/$149/$229, Ultra 2,584/4,181/10,946 at $329/$499/$999; 3/27/76/85 markets). twelvedata.com, verified 2026-10-19. https://twelvedata.com/pricing and the same plan data as Markdown, https://twelvedata.com/pricing.md ↩ ↩2 ↩3 ↩4 ↩5 ↩6 ↩7 ↩8 ↩9 ↩10 ↩11 ↩12 ↩13 ↩14 ↩15 ↩16 ↩17 ↩18 ↩19 ↩20 ↩21 ↩22 ↩23
-
Twelve Data Support. "Trial" (free Basic: 8 API credits/min, 800/day, 8 trial WebSocket credits; real-time US equities, forex, crypto). support.twelvedata.com, verified 2026-10-18. https://support.twelvedata.com/en/articles/5335783-trial ↩ ↩2 ↩3 ↩4 ↩5
-
Twelve Data. "Students" (20% off any plan for 12 months). twelvedata.com, verified 2026-10-18. https://twelvedata.com/students ↩ ↩2
Verified engine output
Show the recompute-verified inputs and outputs
| grade | A |
|---|
| total | 11 |
|---|---|
| filtered | 2 |
| servers › row 1 › id | alpaca-mcp-v2 |
| servers › row 1 › name | Alpaca MCP Server v2 |
| servers › row 1 › vendor | alpaca |
| servers › row 1 › official | true |
| servers › row 1 › url | https://github.com/alpacahq/alpaca-mcp-server |
| servers › row 1 › description | Official Alpaca MCP server (V2, a complete rewrite on FastMCP and OpenAPI). Read + execute across the Alpaca brokerage API for stocks, options and crypto, on paper or live accounts. |
| servers › row 1 › scope | full |
| servers › row 1 › auth | api-key |
| servers › row 1 › idempotency supported | true |
| servers › row 1 › transport | stdio+http |
| servers › row 1 › schema quality | A |
| servers › row 1 › license | MIT |
| servers › row 1 › last commit | 2026-10-12 |
| servers › row 1 › capabilities (7 items) | [...] |
| servers › row 1 › security notes › row 1 | API key has broad trading authority — store securely |
| servers › row 1 › security notes › row 2 | No scoping of key permissions in-server (rely on Alpaca dashboard key scopes) |
| servers › row 1 › security notes › row 3 | Idempotency key supported on order submission |
| servers › row 1 › overall grade | A |
| servers › row 2 › id | polygon-mcp |
| servers › row 2 › name | Massive (formerly Polygon.io) MCP Server |
| servers › row 2 › vendor | polygon |
| servers › row 2 › official | true |
| servers › row 2 › url | https://github.com/massive-com/mcp_massive |
| servers › row 2 › description | Official Massive (formerly Polygon.io) MCP server, self-hosted from the mcp_massive repo with an API key. Read-only access to Massive's stocks, options, futures, indices, forex and crypto endpoints within your plan. Massive also runs a hosted OAuth version at mcp.massive.com (since 2026-09-15). |
| servers › row 2 › scope | read-only |
| servers › row 2 › auth | api-key |
| servers › row 2 › idempotency supported | false |
| servers › row 2 › transport | stdio+http |
| servers › row 2 › schema quality | A |
| servers › row 2 › license | MIT |
| servers › row 2 › last commit | 2026-10-08 |
| servers › row 2 › capabilities › row 1 | stocks aggregates (daily / minute / sec / tick) |
| servers › row 2 › capabilities › row 2 | options chains |
| servers › row 2 › capabilities › row 3 | crypto trades + quotes |
| servers › row 2 › capabilities › row 4 | forex rates |
| servers › row 2 › capabilities › row 5 | news API |
| servers › row 2 › capabilities › row 6 | reference data |
| servers › row 2 › security notes › row 1 | Read-only scope — no trade execution surface |
| servers › row 2 › security notes › row 2 | API key required; safe to scope tightly |
| servers › row 2 › security notes › row 3 | No idempotency concern (no writes) |
| servers › row 2 › overall grade | A |
Computed live at build time.
Frequently asked questions
- How much does the Twelve Data API cost in 2026?
- Each paid plan has three credit levels: Grow $29, $49 or $79 a month (55, 144 or 377 credits/min), Pro $99, $149 or $229 (610, 987 or 1,597), and Ultra $329, $499 or $999 (2,584, 4,181 or 10,946). Basic is free. Annual billing takes 17% off any paid plan (verified 2026-10-18).
- Is the Twelve Data Grow plan $29 or $79?
- Both. Grow is sold at three credit levels: $29/month for 55 API credits per minute, $49 for 144 and $79 for 377. The pricing page's plan card leads with the $79 level, while its comparison table and plan data start Grow at $29.
- What does the Twelve Data free tier include?
- The free Basic plan allows 8 API credits per minute and 800 per day, plus 8 trial WebSocket credits. It covers real-time US equities, ETFs, forex, and crypto across 3 markets.
- How does Twelve Data credit metering work?
- Usage is metered in API credits per minute, not raw request counts. Lightweight endpoints cost one credit; heavier multi-symbol or fundamentals calls can cost more. Size your plan level against credits, not call count.
- Does Twelve Data offer a student discount?
- Yes. Students get 20% off any plan for 12 months after eligibility verification. The students page states the percentage and duration but does not publish a fixed dollar price.