The short answer
Twelve Data vs EODHD vs FMP splits by job. Twelve Data wins real-time streaming and intraday but its paid tiers are priciest (Pro ~$191/mo). EODHD is the budget global-EOD-history specialist (All-In-One €99.99/mo). FMP wins fundamentals and SEC filings depth (Ultimate tier, 100+ endpoints; confirm its prices directly). Pick by streaming, cheap history, or deep fundamentals.
Twelve Data vs EODHD vs FMP splits cleanly by job. Twelve Data is the real-time-and-streaming play — strong WebSocket and intraday coverage, but its paid tiers are the priciest here (Pro around $191/month). EODHD is the budget global-history specialist: an All-In-One tier at €99.99/month adds real-time, fundamentals, and news on top of cheap end-of-day data. FMP is the fundamentals-and-filings depth play: 100-plus endpoints, a generous free tier, and an Ultimate tier with transcripts and SEC filings (its exact premium prices are not consistently public, so confirm them directly). Pick by whether you optimize for real-time streaming, cheap global history, or deep fundamentals. Model your real spend in the Data-Vendor TCO Calculator.
TL;DR
| Dimension | Twelve Data | EODHD | FMP |
|---|---|---|---|
| Free tier | 8 credits/min, 800 calls/day | 20 calls/day, past-year data | 250 calls/day, EOD |
| Headline paid tier | Pro ~$191/mo, Ultra ~$832/mo | All-In-One €99.99/mo | see pricing page |
| Cheap entry | — | Historical €19.99/mo | see pricing page |
| Strength | real-time + streaming | global EOD history, breadth | fundamentals, filings, transcripts |
| Real-time | yes (WebSocket) | yes (All-In-One) | intraday on Premium+ |
| Fundamentals | basic | yes (All-In-One) | deep (100+ endpoints) |
Pricing verified against vendor pages on 2026-05-26 (Twelve Data figures on annual billing). Tiers change; verify before subscribing.
Three providers, three jobs
These three overlap on paper and diverge in practice. Twelve Data leads on real-time streaming and intraday coverage across stocks, forex, and crypto. EODHD is the budget specialist in long-range end-of-day history across global markets, with fundamentals and news bundled into its top tier. FMP is the fundamentals-first house: financial statements, ratios, DCF valuations, earnings transcripts, insider trades, and SEC filings across 100-plus endpoints.
So the question is rarely "which is best" but "which job is yours": live streaming, cheap global history, or deep fundamentals. Each provider wins one and trails the others on the rest.
Twelve Data: real-time and streaming
Twelve Data's plans scale from a free tier (8 API credits per minute, 800 calls/day) to Pro at roughly $191/month and Ultra at roughly $832/month on annual billing. Its differentiator is real-time WebSocket streaming and strong intraday coverage, plus SDKs across many languages and spreadsheet add-ons.
The cost is that its paid tiers are the priciest of the three for comparable access, and its fundamentals are basic next to FMP. If your workload is live quotes and intraday bars feeding a streaming strategy, Twelve Data is built for it; if you mostly need history or fundamentals, you are overpaying for streaming you do not use.
EODHD: cheap global history
EODHD starts with a free plan (20 calls/day, past-year data) and a budget Historical package around €19.99/month, with an All-In-One tier at €99.99/month (EODHD prices in euros, roughly $22 and $108) that layers real-time feeds, intraday, fundamentals, and news onto its core end-of-day data. Its specialty is long-range global EOD history at budget prices, covering a wide range of international assets with fundamentals, indicators, screening, dividends and splits, and options data.
The tradeoff is that real-time and intraday are bolt-ons rather than the core competency, so a streaming-first strategy is better served elsewhere. For long-horizon backtests on global markets at low cost, EODHD is the value pick.
FMP: fundamentals and filings depth
FMP offers a generous free tier (250 calls/day, EOD), then a Starter tier (higher call limits, 5 years of history), a Premium tier (intraday charts and technical indicators), and an Ultimate tier (global markets, transcripts, filings, 1-minute intraday). Its exact premium prices are not consistently shown across accessible public sources, so confirm the current numbers on FMP's official pricing page rather than trusting a third-party figure. Its depth is in fundamentals: 100-plus endpoints spanning financial statements, ratios, DCF valuations, earnings call transcripts, insider transactions, and SEC filings.
The tradeoff is that its price-data depth and real-time coverage trail a dedicated streaming vendor like Twelve Data. For fundamental analysis, screening, and filings-driven research, FMP packs the most per dollar; for a live trading feed, it is secondary.
The decision
- Live streaming and intraday feed a real-time strategy: Twelve Data — built for it, priciest tiers.
- Long-horizon backtests on cheap global EOD history: EODHD — the value pick, real-time as a bolt-on.
- Fundamentals, transcripts, and SEC filings depth on a budget: FMP — most fundamentals per dollar.
- Tightest budget to start: EODHD Historical (€19.99) or FMP's Starter tier; both undercut Twelve Data.
A common combination is FMP for fundamentals and filings plus a streaming vendor for live quotes, rather than forcing one provider to do every job.
Model your real spend
Headline tier prices hide the variable that decides your bill: call volume against rate limits. A 500-symbol scan can blow through a tier's per-minute credits without batching, pushing you up a tier. Run your symbol count, refresh frequency, and data types through the Data-Vendor TCO Calculator to see which provider is actually cheapest for your workload before subscribing.
Related in this series
- Best Fundamental and Filings Data APIs 2026: the broader fundamentals field.
- EODHD vs Tiingo 2026: two budget history specialists head-to-head.
- Financial Modeling Prep vs Alpha Vantage 2026: FMP against the AI-sentiment incumbent.
- Alpha Vantage vs Twelve Data 2026: Twelve Data against Alpha Vantage.
Connects to
- Data-Vendor TCO Calculator: cheapest provider for your exact volume.
- Token-Cost Optimizer: cost when this data feeds an LLM pipeline.
Sources
- Twelve Data Pricing, twelvedata.com/pricing (accessed 2026-05-26).
- EODHD pricing and plans, eodhd.com (accessed 2026-05-26).
- FMP Pricing Plans, site.financialmodelingprep.com/pricing-plans (accessed 2026-05-26).
Frequently asked questions
- Which is cheapest: Twelve Data, EODHD, or FMP?
- For a budget start, EODHD's Historical package (around €19.99/month) and FMP's Starter tier are the cheapest entries, both with usable free tiers (EODHD 20 calls/day, FMP 250). FMP's exact premium prices are not consistently public, so confirm them directly. Twelve Data is priciest at comparable access (Pro ~$191/month annual). Heavy call volume can push you up a tier, so model your symbol count first.
- Which provider is best for real-time streaming data?
- Twelve Data, built around real-time WebSocket streaming and intraday coverage across stocks, forex, and crypto. EODHD offers real-time only as a bolt-on on its €99.99/month All-In-One tier, and FMP adds intraday on Premium-plus but stays fundamentals-first. For a streaming strategy Twelve Data fits; for history or fundamentals its pricing means you overpay.
- Which has the best fundamentals and SEC filings coverage?
- FMP, with 100-plus endpoints across statements, ratios, DCF valuations, earnings transcripts, insider trades, and SEC filings, its Ultimate tier adding transcripts, filings, and global markets (confirm the price directly). EODHD bundles fundamentals on All-In-One and leads on global EOD history, but FMP packs the most fundamental depth per dollar. Twelve Data's fundamentals are basic by comparison.