The short answer
Twelve Data's official 2026 entry paid plan is Grow at $79/month ($66/month on annual billing), not the $29 figure aggregators still repeat. The free Basic plan gives 8 API credits per minute and 800 per day, covering real-time US equities, ETFs, forex, and crypto. Pro is $229/mo and Ultra is $999/mo, all metered in per-minute credits.
Twelve Data's official 2026 entry paid plan is Grow at $79/month ($66/month on annual billing), not the $29 figure that aggregators and review sites still repeat — verified on 2026-06-17 against the vendor's own pricing page1. The free Basic plan gives 8 API credits per minute and 800 per day, covering real-time US equities, ETFs, forex, and crypto across 3 markets12. Pricing is metered in per-minute API credits, not flat request counts, so a richer endpoint can consume more than one credit per call. Model the true monthly cost for your symbol universe with the Data Vendor TCO.
TL;DR
| Plan | Monthly | Annual (per mo) | API credits/min | Daily cap | Markets |
|---|---|---|---|---|---|
| Basic (free) | $0 | $0 | 8 (+8 trial WS) | 800/day | 3 |
| Grow | $79 | $66 | 377 | Unlimited | 20+ |
| Pro | $229 | $191 | 1,597 (+1,500 WS) | Unlimited | 70+ |
| Ultra | $999 | $832 | 10,946 (+10,000 WS) | Unlimited | 84 |
All prices, credit rates, and limits verified 2026-06-16 against twelvedata.com/pricing1. Annual billing is shown as -17% on the page1.
The $29 plan is stale: official entry is $79
If you searched and found "Twelve Data plans start at $29," that number is out of date. The official individual pricing page lists the cheapest paid tier as Grow at $79/month, dropping to $66/month when billed annually ($790/year)1. Third-party listings on review and aggregator sites still quote $29 as the Grow price, which no longer matches the vendor page1. Price your budget against the official $79 (or $66 annual) figure, not the cached $29. The only path near a discount is the student offer below, and even that does not reach $29 off the Grow tier.
Free Basic tier: 8 credits/min, 800/day
The free Basic plan is more usable than most freemium data tiers. It allows 8 API credits per minute and 800 credits per day, with 8 trial WebSocket credits for evaluation12. Coverage is real-time data for US equities, ETFs, forex, and cryptocurrencies, spanning 3 markets12. The WebSocket trial permits one concurrent connection and up to 8 subscribed symbols2. That 800/day budget supports a real, if modest, daily scan: a 50-symbol watchlist refreshed several times a day fits, while a fast wide universe does not. For evaluation before paying, Basic is enough to test the endpoints you need.
Paid tiers: Grow, Pro, Ultra
The three paid individual plans scale per-minute credits and market coverage1:
- Grow ($79/mo, $66 annual). 377 API credits/min, unlimited daily, 20+ markets, real-time US stocks plus end-of-day global equities and ETFs1.
- Pro ($229/mo, $191 annual). 1,597 API credits/min plus 1,500 WebSocket credits, unlimited daily, 70+ markets, real-time EU and US data1.
- Ultra ($999/mo, $832 annual). 10,946 API credits/min plus 10,000 WebSocket credits, 84 markets, with a 99.95% SLA and dedicated support1.
Paid plans drop the 800/day cap to unlimited daily, so the per-minute credit rate becomes the real constraint1. Annual billing takes 17% off any paid plan1.
How credits work
Twelve Data meters usage in API credits per minute, not raw request counts1. Lightweight endpoints cost one credit; heavier endpoints (multiple symbols, certain fundamentals, or wide time series) can cost more credits per call. The practical effect: size your plan against credits, not call count. A job that makes 300 calls a minute can still exceed the Grow tier's 377 credits/min if some calls are multi-credit. WebSocket access is metered as a separate credit pool on paid plans (1,500 WS on Pro, 10,000 WS on Ultra)1. Confirm the exact credit cost of the endpoints you call before committing to a tier.
Student discount and business plans
Twelve Data offers students 20% off any plan for 12 months, applied after eligibility verification3. The students page states the percentage and duration but does not publish a fixed dollar price, so the discounted figure depends on the tier you pick3. There is also a separate business pricing track (Venture and Enterprise) for team and high-volume use, listed on the business pricing page rather than the individual page1. For a single developer, the individual Basic-to-Ultra ladder is the relevant set.
Which tier to pick
- Evaluating for free? Basic (8 credits/min, 800/day) covers real-time US equities, forex, and crypto for testing12.
- A fast wide daily scan? Grow ($79, or $66 annual) for 377 credits/min and unlimited daily1.
- Real-time EU coverage or WebSocket streaming at scale? Pro ($229) adds 70+ markets and 1,500 WS credits/min1.
- High-volume production with an SLA? Ultra ($999) for 10,946 credits/min and the 99.95% SLA1.
Verified engine output
The block below runs the Finance MCP Directory filtered to A-graded MCP servers, the cleanest market-data sources to wire into an agent. It shows which data-source servers grade highest when you connect a pricing API like Twelve Data into an LLM pipeline. The output is computed live from the shipped bundle, not typed by hand.
Connects to
- Alpha Vantage vs Twelve Data 2026: the free-tier and rate-cap head-to-head.
- Data Vendor TCO: annualized cost for your own universe and resolution.
- Cheapest Stock Market Data API 2026: the broader budget-vendor ranking.
- Finance MCP Directory: MCP servers for market-data sources.
References
Footnotes
-
Twelve Data. "Individual Pricing." twelvedata.com, verified 2026-06-16. https://twelvedata.com/pricing ↩ ↩2 ↩3 ↩4 ↩5 ↩6 ↩7 ↩8 ↩9 ↩10 ↩11 ↩12 ↩13 ↩14 ↩15 ↩16 ↩17 ↩18 ↩19 ↩20 ↩21
-
Twelve Data Support. "Trial" (free Basic: 8 API credits/min, 800/day, 8 trial WebSocket credits; real-time US equities, forex, crypto). support.twelvedata.com, verified 2026-06-16. https://support.twelvedata.com/en/articles/5335783-trial ↩ ↩2 ↩3 ↩4 ↩5
-
Twelve Data. "Students" (20% off any plan for 12 months). twelvedata.com, verified 2026-06-16. https://twelvedata.com/students ↩ ↩2
Verified engine output
Show the recompute-verified inputs and outputs
| grade | A |
|---|
| total | 7 |
|---|---|
| filtered | 2 |
| servers › row 1 › id | alpaca-mcp-v2 |
| servers › row 1 › name | Alpaca MCP Server v2 |
| servers › row 1 › vendor | alpaca |
| servers › row 1 › official | true |
| servers › row 1 › url | https://github.com/alpacahq/alpaca-mcp-server |
| servers › row 1 › description | Official Alpaca MCP server. Shipped April 2026 with 61 actions across equities, options, and crypto. Read + execute across the Alpaca brokerage API. |
| servers › row 1 › scope | full |
| servers › row 1 › auth | api-key |
| servers › row 1 › idempotency supported | true |
| servers › row 1 › transport | stdio+http |
| servers › row 1 › schema quality | A |
| servers › row 1 › license | MIT |
| servers › row 1 › last commit | 2026-04-15 |
| servers › row 1 › capabilities (7 items) | [...] |
| servers › row 1 › security notes › row 1 | API key has broad trading authority — store securely |
| servers › row 1 › security notes › row 2 | No scoping of key permissions in-server (rely on Alpaca dashboard key scopes) |
| servers › row 1 › security notes › row 3 | Idempotency key supported on order submission |
| servers › row 1 › overall grade | A |
| servers › row 2 › id | polygon-mcp |
| servers › row 2 › name | Polygon.io MCP Server |
| servers › row 2 › vendor | polygon |
| servers › row 2 › official | true |
| servers › row 2 › url | https://github.com/polygon-io/mcp-polygon |
| servers › row 2 › description | Official Polygon.io MCP server. Read-only access to all Polygon equities, options, crypto, FX data endpoints. |
| servers › row 2 › scope | read-only |
| servers › row 2 › auth | api-key |
| servers › row 2 › idempotency supported | false |
| servers › row 2 › transport | stdio+http |
| servers › row 2 › schema quality | A |
| servers › row 2 › license | Apache-2.0 |
| servers › row 2 › last commit | 2026-04-10 |
| servers › row 2 › capabilities › row 1 | stocks aggregates (daily / minute / sec / tick) |
| servers › row 2 › capabilities › row 2 | options chains |
| servers › row 2 › capabilities › row 3 | crypto trades + quotes |
| servers › row 2 › capabilities › row 4 | forex rates |
| servers › row 2 › capabilities › row 5 | news API |
| servers › row 2 › capabilities › row 6 | reference data |
| servers › row 2 › security notes › row 1 | Read-only scope — no trade execution surface |
| servers › row 2 › security notes › row 2 | API key required; safe to scope tightly |
| servers › row 2 › security notes › row 3 | No idempotency concern (no writes) |
| servers › row 2 › overall grade | A |
Computed live at build time.
Frequently asked questions
- How much does the Twelve Data API cost in 2026?
- Paid individual plans are Grow $79/mo ($66 annual), Pro $229/mo ($191 annual), and Ultra $999/mo ($832 annual). Basic is free. Annual billing takes 17% off any paid plan.
- Is the Twelve Data Grow plan still $29?
- No. The official pricing page lists Grow at $79/month, or $66/month on annual billing. The $29 figure on some review and aggregator sites is out of date and no longer matches the vendor page.
- What does the Twelve Data free tier include?
- The free Basic plan allows 8 API credits per minute and 800 per day, plus 8 trial WebSocket credits. It covers real-time US equities, ETFs, forex, and crypto across 3 markets.
- How does Twelve Data credit metering work?
- Usage is metered in API credits per minute, not raw request counts. Lightweight endpoints cost one credit; heavier multi-symbol or fundamentals calls can cost more. Size your plan against credits, not call count.
- Does Twelve Data offer a student discount?
- Yes. Students get 20% off any plan for 12 months after eligibility verification. The students page states the percentage and duration but does not publish a fixed dollar price.