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Real Estate & Property Formula

Cap Rate Formula

The Capitalization Rate, or Cap Rate, is a fundamental metric used in real estate to estimate the potential rate of return on an investment property and compare different opportunities.

By Orbyd Editorial · AI Fin Hub Team
Best Next MoveSavings & Investing

Cap Rate Calculator

Calculate cap rate, NOI, GRM, and cash-on-cash return for rental investment properties.

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Formula

Copy the exact expression or work through it step by step below.

Cap Rate = Net Operating Income / Property Value x 100

Variables

CR

Cap Rate

The cap rate assumption used in the cap rate calculation.

NOI

Net Operating Income

The incoming amount used to size the cap rate outcome.

PV

Property Value

The property value value plugged into the cap rate calculation.

Step By Step

  1. 1

    Set the baseline case with the real calculator inputs.

    Property Value = $300,000, Gross Rental Income = $36,000, Vacancy Pct = 5.00%, Operating Expenses = 12,000

  2. 2

    Translate rates, periods, and cash values onto the same footing before combining them.

    Keep the cap rate assumptions consistent instead of mixing monthly and annual views.

  3. 3

    Apply the formula and read the first calculator outputs, not just the headline assumption.

    The calculator lands with noi at 22,200 and cap rate at 7.40%.

  4. 4

    Run one changed scenario so the formula is stress-tested before it is trusted.

    The cap rate calculator page is the fastest way to compare that second case.

Worked Example

Cap Rate sample case

Property Value

$300,000

Gross Rental Income

$36,000

Vacancy Pct

5.00%

Operating Expenses

12,000

Cap Rate = Net Operating Income / Property Value x 100 using property value $300,000, gross rental income $36,000, vacancy pct 5.00%, operating expenses 12,000.

The calculator lands with noi at 22,200 and cap rate at 7.40%.

Common Variations

Rate assumptions can be modeled as monthly, annual, gross, or net depending on the decision.
Scenario variants are useful because fixed assumptions rarely survive contact with real life unchanged.
Use Cap Rate Calculator to compare the baseline result with one stressed case before relying on a single answer.

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Sources & References

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Planning estimates only — not financial, tax, or investment advice.