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Risk & Portfolio Construction Formula

Fractional Kelly Formula

Fractional Kelly stakes a fixed multiple c of the full Kelly fraction, so the bet size is c times f*. Because the growth rate is approximately quadratic near the optimum, betting half-Kelly keeps roughly three-quarters of the maximum growth while cutting the variance of growth in half. It is the standard defense against the fact that the true edge is never known precisely.

By AI Fin Hub Research · AI Fin Hub Team
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Fractional Kelly Sizer

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Formula

Copy the exact expression or work through it step by step below.

f_frac = c x f* Approx growth at fraction c of Kelly: g(c) ~ g_max x (2c - c^2) where f* is the full Kelly fraction and 0 < c <= 1

Variables

c

Kelly multiplier

The fraction of full Kelly to stake, between 0 and 1. Common choices are 0.5 (half-Kelly) and 0.25 (quarter-Kelly). Lower c trades growth for smoother equity and shallower drawdowns.

f*

Full Kelly fraction

The growth-maximizing fraction from the Kelly criterion, p - q/b for a binary bet or mu/sigma^2 in the continuous case.

f_frac

Fractional Kelly stake

The actual fraction of capital wagered, the product of the multiplier and full Kelly.

2c - c^2

Growth retention factor

The share of maximum log-growth captured at multiplier c, from the quadratic approximation of the growth curve near its peak. At c = 0.5 it equals 0.75; at c = 1 it equals 1.

Step By Step

  1. 1

    Compute the full Kelly fraction from your edge estimate.

    A setup yields full Kelly f* = 0.20.

  2. 2

    Choose a multiplier c reflecting your confidence in the edge and your drawdown tolerance.

    Use half-Kelly: c = 0.5.

  3. 3

    Multiply to get the fractional stake.

    0.5 x 0.20 = 0.10, a 10% stake.

  4. 4

    Note the growth-versus-volatility trade by evaluating the retention factor 2c - c^2.

    At c = 0.5 the retention factor is 2(0.5) - 0.25 = 0.75, so about three-quarters of maximum growth remains.

Worked Example

Applying half-Kelly to a setup with full Kelly of 20%

Full Kelly f*

0.20

Multiplier c

0.5 (half-Kelly)

Fractional stake = c x f* = 0.5 x 0.20 = 0.10. Growth retention = 2c - c^2 = 2(0.5) - (0.5)^2 = 1.0 - 0.25 = 0.75. Variance of growth scales with c^2 relative to a linear growth term, so halving c cuts the volatility contribution far faster than the growth.

Half-Kelly stake of 10% capturing about 75% of the maximum growth rate while roughly halving growth volatility. The asymmetry is the point: you give up a quarter of the theoretical growth to gain a large reduction in drawdown risk and a wide margin of safety against having overestimated the edge.

Common Variations

Quarter-Kelly (c = 0.25): retention factor 2(0.25) - 0.0625 = 0.4375, far more conservative, common when edge estimates are weak.
Confidence-scaled Kelly: set c equal to the probability the estimated edge is real, shrinking exposure as uncertainty rises.
Drawdown-constrained Kelly: choose c to cap the probability of a target drawdown rather than by a fixed rule of thumb.

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Planning estimates only — not financial, tax, or investment advice.