{
  "tool_id": "home_equity_payoff_accelerator",
  "slug": "home-equity-payoff-accelerator",
  "path": "/home-equity-payoff-accelerator/",
  "mode": "url_api",
  "api_usage": "GET https://aifinhub.io/api/home-equity-payoff-accelerator/?<params>",
  "sample_input": {
    "tool": "home_equity_payoff_accelerator",
    "current_balance": 280000,
    "interest_rate_percent": 6.5,
    "remaining_term_months": 300,
    "extra_monthly_payment": 200,
    "lump_sum_payment": 0
  },
  "input_schema": {
    "type": "object",
    "properties": {
      "tool": { "type": "string" },
      "current_balance": { "type": "number" },
      "interest_rate_percent": { "type": "number" },
      "remaining_term_months": { "type": "number" },
      "extra_monthly_payment": { "type": "number" },
      "lump_sum_payment": { "type": "number" }
    },
    "required": [
      "tool",
      "current_balance",
      "interest_rate_percent",
      "remaining_term_months",
      "extra_monthly_payment",
      "lump_sum_payment"
    ]
  },
  "output_schema": {
    "type": "object",
    "properties": {
      "original": { "type": "object" },
      "accelerated": { "type": "object" },
      "monthsSaved": { "type": "number" },
      "interestSaved": { "type": "number" }
    }
  }
}