{
  "tool_id": "childcare_take_home_delta",
  "slug": "childcare-vs-take-home-pay-calculator",
  "path": "/childcare-vs-take-home-pay-calculator/",
  "mode": "url_api",
  "api_usage": "GET https://aifinhub.io/api/childcare-vs-take-home-pay-calculator/?<params>",
  "sample_input": {
    "tool": "childcare_take_home_delta",
    "gross_annual_income": 76000,
    "effective_tax_rate": 24,
    "children": [
      {
        "age_band": "0-2",
        "monthly_care_cost": 1450
      },
      {
        "age_band": "3-5",
        "monthly_care_cost": 980
      }
    ],
    "work_monthly_costs": 460,
    "annual_credit_or_subsidy": 2800,
    "hours_worked_per_week": 40,
    "weeks_per_year": 48
  },
  "input_schema": {
    "type": "object",
    "properties": {
      "tool": {
        "type": "string"
      },
      "gross_annual_income": {
        "type": "integer"
      },
      "effective_tax_rate": {
        "type": "integer"
      },
      "children": {
        "type": "array",
        "items": {
          "type": "object",
          "properties": {
            "age_band": {
              "type": "string"
            },
            "monthly_care_cost": {
              "type": "integer"
            }
          },
          "required": [
            "age_band",
            "monthly_care_cost"
          ]
        }
      },
      "work_monthly_costs": {
        "type": "integer"
      },
      "annual_credit_or_subsidy": {
        "type": "integer"
      },
      "hours_worked_per_week": {
        "type": "integer"
      },
      "weeks_per_year": {
        "type": "integer"
      }
    },
    "required": [
      "tool",
      "gross_annual_income",
      "effective_tax_rate",
      "children",
      "work_monthly_costs",
      "annual_credit_or_subsidy",
      "hours_worked_per_week",
      "weeks_per_year"
    ]
  },
  "output_schema": {
    "type": "object",
    "properties": {
      "netAnnualDelta": {
        "type": "number"
      },
      "netMonthlyDelta": {
        "type": "number"
      },
      "effectiveHourlyNet": {
        "type": "number"
      },
      "breakEvenGrossIncome": {
        "type": "number"
      },
      "sensitivityTable": {
        "type": "array",
        "items": {
          "type": "object",
          "properties": {
            "childcareCostMultiplier": {
              "type": "number"
            },
            "annualChildcareCost": {
              "type": "number"
            },
            "netAnnualDelta": {
              "type": "number"
            }
          }
        }
      },
      "riskFlags": {
        "type": "array",
        "items": {
          "type": "string"
        }
      },
      "assumptionsEcho": {
        "type": "object",
        "properties": {
          "annualTakeHomeBeforeChildcare": {
            "type": "number"
          },
          "annualChildcareCost": {
            "type": "number"
          },
          "annualWorkCosts": {
            "type": "number"
          },
          "annualHours": {
            "type": "number"
          }
        }
      }
    }
  }
}