Financial Modeling Prep (FMP) runs a five-step ladder for individual API access in 2026: a free Basic tier capped at 250 calls/day, then Starter, Premium, and Ultimate paid plans, with separate Build, Grow, and Enterprise plans for commercial redistribution. The plan names, call limits, history range, and 30-day bandwidth caps are verified against the official pricing page on 2026-06-171. The monthly dollar figures (Starter $22, Premium $59, Ultimate $149) are not in the page's static HTML — they load client-side — so this page cites them from two independent reviews that read the live page and corroborates them against the call-limit ladder FMP does publish23. Confirm the exact number on the official page before you budget. Model the cost for your universe in the Data Vendor TCO.
TL;DR
- Free (Basic): $0, 250 API calls/day, end-of-day data, US coverage, 500MB trailing-30-day bandwidth1.
- Starter: ~$22/month, 300 calls/minute, 5 years of history, 20GB bandwidth12.
- Premium: ~$59/month, 750 calls/minute, 30 years of history, 50GB bandwidth12.
- Ultimate: ~$149/month, 3,000 calls/minute, 30+ years of history, global coverage, 150GB bandwidth13.
- Annual billing carries an "Up To 34% Discount" versus monthly on the official page1.
- Build, Grow, and Enterprise are separate commercial plans for data display and redistribution, billed on their own terms1.
The individual plan ladder
The headline question for most retail and indie-quant buyers is "what does the free tier allow, and what does each paid step add." Here is the 2026 individual ladder. Call limits, history ranges, and bandwidth caps come straight off the official page; prices are the third-party-read figures noted above.
| Tier | Monthly price | API call limit | History | Bandwidth (30-day) | Coverage |
|---|---|---|---|---|---|
| Free (Basic) | $0 | 250/day | end-of-day | 500MB | US |
| Starter | ~$22 | 300/minute | 5 years | 20GB | US |
| Premium | ~$59 | 750/minute | 30 years | 50GB | US, UK, Canada |
| Ultimate | ~$149 | 3,000/minute | 30+ years | 150GB | Global |
The structural figures were verified against the official pricing page on 2026-06-171. The price column carries a tilde because FMP renders dollar amounts client-side; the values shown are the figures two independent reviews read from the live page23, and they line up with the published call-limit steps. Treat the prices as close, not exact, until you load the page.
What the free tier actually allows
The free Basic plan is a real key, not a trial: 250 API calls per day, end-of-day pricing, and US-only coverage, with a 500MB trailing-30-day bandwidth cap1. That budget runs a nightly batch over a modest watchlist or supports learning and prototyping against fundamentals. It will not power an intraday loop or a broad real-time universe. The 250/day ceiling is roughly ten times the daily allowance of some rival free keys, which is FMP's main free-tier draw; for the head-to-head on that point see Financial Modeling Prep vs Alpha Vantage 2026.
Where the paid steps differ
Moving up the ladder changes four things at once: throughput, history depth, bandwidth, and geographic coverage1.
- Starter to Premium more than doubles per-minute throughput (300 to 750 calls/minute) and extends history from 5 to 30 years, while widening coverage beyond the US to UK and Canada.
- Premium to Ultimate jumps throughput to 3,000 calls/minute, pushes history past 30 years, and opens full global coverage with a 150GB bandwidth cap.
So the upgrade decision is rarely about a single feature. If your agent reasons over deep historical fundamentals or polls a wide universe each minute, you are buying throughput and history together. The per-minute rate, not a daily cap, is the binding constraint on the paid plans.
Individual vs commercial plans
The Free/Starter/Premium/Ultimate ladder is for personal and internal use. FMP sells a separate commercial track for any workflow that displays or redistributes its data to third parties1:
- Build — entry commercial plan, 100GB bandwidth, aimed at startups beginning to ship FMP data.
- Grow — broader internal commercial usage across more cases.
- Enterprise — data display and redistribution, unlimited volume, 1TB+ bandwidth, and priority support, priced by quote.
The terms are explicit on the page: displaying or redistributing FMP data requires a Data Display and Licensing Agreement1. If your product surfaces the data to users, the individual plans do not cover you regardless of which dollar figure you would otherwise pay.
How to pick a tier
- Learning, prototyping, a nightly fundamentals batch: Free (Basic). The 250/day cap forces batching, which is the right discipline anyway.
- A daily research loop on US data with deeper history: Starter (
$22), or Premium ($59) when you need 30 years of history or non-US coverage. - High-throughput agents or global coverage: Ultimate (~$149) for 3,000 calls/minute and 30+ years across global markets.
- Anything that shows FMP data to your own users: a commercial plan (Build/Grow/Enterprise), not an individual tier, plus the licensing agreement.
FMP's pitch is fundamentals depth (statements, filings, transcripts) at a self-serve flat monthly price. Feed your real universe size and refresh rate into the Data Vendor TCO below to see where its flat tier beats or loses to a metered alternative.
Verified figures
Plan names, the 250-calls/day free tier, the 300/750/3,000-calls-per-minute ladder, the 5/30/30+-year history steps, the 500MB to 1TB+ bandwidth caps, and the "Up To 34% Discount" annual line were verified against the official Financial Modeling Prep pricing page on 2026-06-171. The monthly prices (Starter $22, Premium $59, Ultimate $149) are rendered client-side and were taken from two independent reviews of the live page23, not estimated; they are flagged with a tilde and a "confirm before budgeting" note rather than presented as fixed. Where a number was not visible on a source it is omitted, not invented.
Connects to
- Financial Modeling Prep vs Alpha Vantage 2026: FMP's free-tier headroom and fundamentals depth against a rate-tiered rival.
- Best Fundamental Filings Data APIs 2026: where FMP sits among filings and statements vendors.
- Cheapest Stock Market Data API 2026: the budget-data field FMP competes in.
- Data Vendor TCO: model the effective annual cost for your universe and refresh rate.
References
Footnotes
-
Financial Modeling Prep. "Pricing Plans." site.financialmodelingprep.com, verified 2026-06-16 (plan lineup Free/Starter/Premium/Ultimate plus commercial Build/Grow/Enterprise; free tier 250 calls/day, end-of-day, 500MB; 300/750/3,000 calls-per-minute steps; 5/30/30+ years history; 500MB to 1TB+ trailing-30-day bandwidth; "Up To 34% Discount" annual; dollar prices render client-side). https://site.financialmodelingprep.com/pricing-plans ↩ ↩2 ↩3 ↩4 ↩5 ↩6 ↩7 ↩8 ↩9 ↩10 ↩11 ↩12 ↩13
-
Find My Moat. "Financial Modeling Prep (FMP) Review, Pricing, and Features (2026)." verified 2026-06-16 (Starter $22/mo, Premium $59/mo, Ultimate $149/mo read from the live FMP page). https://www.findmymoat.com/tools/financial-modeling-prep-fmp ↩ ↩2 ↩3 ↩4 ↩5
-
Find My Moat. "EODHD vs Financial Modeling Prep (FMP)." verified 2026-06-16 (Starter $22/mo at 300 calls/min, Premium $59/mo at 750/min, Ultimate $149/mo at 3,000/min). https://www.findmymoat.com/vs/eodhd-vs-financial-modeling-prep-fmp ↩ ↩2 ↩3 ↩4
Verified engine output
Show the recompute-verified inputs and outputs
| vendor_id | fmp |
|---|---|
| universe | small |
| resolution | daily |
| needs_live | false |
| vendor › id | fmp |
|---|---|
| vendor › name | Financial Modeling Prep |
| vendor › url | https://site.financialmodelingprep.com |
| vendor › short pitch | Fundamentals-heavy. Earnings, filings, transcripts. Price data is a secondary offer. |
| vendor › has overage | false |
| vendor › last checked | 2026-04-20 |
| vendor › tiers › row 1 › name | Starter |
| vendor › tiers › row 1 › monthly | 14 |
| vendor › tiers › row 1 › includes live | false |
| vendor › tiers › row 1 › includes options | false |
| vendor › tiers › row 1 › includes futures | false |
| vendor › tiers › row 1 › resolutions › row 1 | daily |
| vendor › tiers › row 1 › notes › row 1 | 5 years history |
| vendor › tiers › row 1 › notes › row 2 | 250 API calls/day |
| vendor › tiers › row 1 › notes › row 3 | Price unconfirmed 2026-05-25 — FMP list prices not consistently published |
| vendor › tiers › row 2 › name | Premium |
| vendor › tiers › row 2 › monthly | 29 |
| vendor › tiers › row 2 › includes live | false |
| vendor › tiers › row 2 › includes options | false |
| vendor › tiers › row 2 › includes futures | false |
| vendor › tiers › row 2 › resolutions › row 1 | daily |
| vendor › tiers › row 2 › resolutions › row 2 | minute |
| vendor › tiers › row 2 › notes › row 1 | Full history |
| vendor › tiers › row 2 › notes › row 2 | 750 calls/day |
| vendor › tiers › row 3 › name | Ultimate |
| vendor › tiers › row 3 › monthly | 79 |
| vendor › tiers › row 3 › includes live | true |
| vendor › tiers › row 3 › includes options | false |
| vendor › tiers › row 3 › includes futures | false |
| vendor › tiers › row 3 › resolutions › row 1 | daily |
| vendor › tiers › row 3 › resolutions › row 2 | minute |
| vendor › tiers › row 3 › resolutions › row 3 | second |
| vendor › tiers › row 3 › notes › row 1 | Real-time |
| vendor › tiers › row 3 › notes › row 2 | Unlimited calls |
| tier › name | Starter |
| tier › monthly | 14 |
| tier › includes live | false |
| tier › includes options | false |
| tier › includes futures | false |
| tier › resolutions › row 1 | daily |
| tier › notes › row 1 | 5 years history |
| tier › notes › row 2 | 250 API calls/day |
| tier › notes › row 3 | Price unconfirmed 2026-05-25 — FMP list prices not consistently published |
| monthly | 14 |
| one time | 0 |
| annual total | 168 |
| meets resolution | true |
| meets live | true |
| meets options | true |
| meets futures | true |
| meets all | true |
Computed live at build time.
Frequently asked questions
- How much does the Financial Modeling Prep API cost in 2026?
- FMP runs a free Basic tier (250 calls/day) plus paid Starter, Premium, and Ultimate plans, read at roughly $22, $59, and $149 per month from the live page. Commercial Build, Grow, and Enterprise plans are separate. Confirm the exact dollar figure on the official page before budgeting (verified 2026-06-16).
- What does the free Financial Modeling Prep tier include?
- The free Basic plan allows 250 API calls per day with end-of-day data, US coverage, and a 500MB trailing-30-day bandwidth cap. It suits learning and a nightly fundamentals batch, not an intraday or broad real-time loop (verified 2026-06-16).
- What are the Financial Modeling Prep API call limits per tier?
- Free is 250 calls/day. Starter is 300 calls/minute, Premium is 750 calls/minute, and Ultimate is 3,000 calls/minute. On paid plans the per-minute rate, not a daily cap, is the binding limit (verified 2026-06-16).
- Does Financial Modeling Prep charge differently for commercial use?
- Yes. The Free/Starter/Premium/Ultimate plans are for personal and internal use. Displaying or redistributing FMP data needs a commercial plan (Build, Grow, or Enterprise) plus a Data Display and Licensing Agreement (verified 2026-06-16).
- Is annual billing cheaper on Financial Modeling Prep?
- Yes. The official page advertises an 'Up To 34% Discount' on annual billing versus paying monthly. The exact saving varies by plan, so check the figure shown when you switch the toggle to annual (verified 2026-06-16).