{
  "calculator": "drawdown-recovery-markov",
  "title": "Drawdown-Recovery Markov Simulator",
  "site": "AI Fin Hub",
  "input": {},
  "defaults_used": {
    "max_months": 240,
    "monthly_excess_kurt": 2,
    "monthly_sharpe": 0.3,
    "monthly_skew": -0.3,
    "monthly_vol": 0.04,
    "paths": 2000,
    "recovery_threshold": 0.2,
    "seed": 42
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  "result": {
    "median": 17,
    "p25": 11,
    "p75": 27,
    "p95": 55,
    "pctRecoveredIn12Mo": 0.3035,
    "pctNeverRecovered": 0,
    "monthlyVol": 0.04,
    "cornishFisherValid": true,
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  },
  "provenance": {
    "run": "https://aifinhub.io/api/run/drawdown-recovery-markov",
    "page": "https://aifinhub.io/drawdown-recovery-markov/",
    "methodology": "https://aifinhub.io/methodology/drawdown-recovery-markov/",
    "contract": "https://aifinhub.io/contracts/drawdown-recovery-markov.json",
    "engine": "https://aifinhub.io/engines/drawdown-recovery-markov.js",
    "engine_sha256": "f5c2e2e1364478ba665a11d662a4876d26ef33aafc382893c4ff8e66198a7339",
    "build": "9e8a56a16bda662ba90601b49561a2b176e9c379"
  },
  "disclaimer": "Planning estimates only — not financial, tax, or investment advice.",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "cite": "AI Fin Hub, Drawdown-Recovery Markov Simulator (engine f5c2e2e13644), https://aifinhub.io/api/run/drawdown-recovery-markov"
}