AI Fin Hub

Compound Interest

Project compounding growth with inflation-adjusted values and milestone timing.

Net Worth

Calculate net worth, debt ratio, and snapshot trends in one view.

Savings Goal

Calculate monthly savings needed to reach a target by your chosen date.

Investment Fee Impact

Compare fee-ratio scenarios and quantify long-term compounding drag.

Debt & Credit

8 tools

Loan Payoff

Compare baseline and accelerated payoff plans with interest-savings visibility.

Debt Payoff Strategy

Compare snowball, avalanche, and hybrid debt plans with timeline impact.

Debt-to-Income

Calculate front-end and back-end DTI plus borrowing capacity.

Balance Transfer

Check if a balance transfer saves money after fees and promo timing.

BNPL Stacking

Uncover overlap risk and true repayment cost across stacked BNPL plans.

Medical Bill Path

Compare provider plans, discounts, and financing by total cost and stress.

Auto Refinance

Check if refinancing saves money after fees, penalties, and term changes.

Credit Card Payoff

Calculate credit card payoff timeline, total interest, and compare minimum vs. fixed payment strategies.

Housing

3 tools

Housing

Mortgage Affordability

Estimate comfortable and maximum home-price ranges from income and debt.

Housing

Rent vs Buy

Compare rent and buy paths with equity and opportunity-cost modeling.

Housing

Rent Increase vs Move

See when staying costs more than moving with clear horizon totals.

Tax

2 tools

Tax

Side Hustle Tax

Estimate side-income tax impact and set monthly and quarterly reserves.

Tax

Gig Tax Set-Aside

Set practical monthly and quarterly tax reserves for variable income.

Insurance

1 tool

Insurance

Insurance Deductible

Compare deductible options by expected annual cost and cash-buffer safety.

Budgeting

10 tools

Inflation Impact

Measure purchasing-power erosion and salary-growth gaps over time.

Emergency Fund

Set personalized emergency-fund targets and timeline to reach safety levels.

Emergency Fund Runway

Estimate emergency runway under stress and how long rebuild will take.

Variable-Income Buffer

Turn irregular income into a steady monthly paycheck with buffer planning.

Electricity Plan Switch

Compare energy plans with fees, fixed charges, and real usage patterns.

Childcare vs Take-Home

Measure take-home impact after childcare, taxes, and commute costs.

Subscription Audit

Rank subscriptions by cost-per-use and invested-instead opportunity cost.

Subscription Risk

Prioritize what to cut first and estimate annual savings scenarios.

Tip Calculator

Calculate tip amounts and split bills evenly or by custom shares.